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888.905.1325

Boat Insurance

In CA summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Access West Insurance Services, Inc., we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage.

From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Murrieta, Temecula, and the surrounding areas.

Standalone Boat Insurance Quotes in Murrieta, CA

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of coverages offered at Access West Insurance Services, Inc. include replacement watercraft, agreed value and guaranteed value policies.  Additional coverage is also available for fishing equipment, trolling motors, radios, cameras, cell phones, life jackets, ropes, buoys, medical payments for skiers, and more.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with our numerous carriers that offer specific coverages and discounts especially beneficial for boat owners. Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as renewal or longevity discounts, disappearing deductibles, deductible waivers, and other added coverages.

Why a Boat Insurance Policy Lends More Protection

Access West Insurance Services, Inc. agents get to know you and how you use your boat to create a policy that fits your needs perfectly. One question we always ask is where you moor your boat during season and where it’s stored during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

To review your boat insurance options with fellow boaters, request a quote or contact us today.

Additional Resources

Our Locations

Murrieta Office

40675 California Oaks Rd Suite A
Murrieta, CA 92562
Main office: 951-696-4466
Toll free: 888-905-1325
Fax: 951-600-1649

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

San Diego Office

1991 Village Parkway #100
Encinitas, CA 92024
Main office: 760-610-8978

Office Hours:

Mon: By Appointment
Tues: By Appointment
Wed: By Appointment
Thurs: By Appointment
Fri: By Appointment
Sat: By Appointment
Sun: By Appointment

Our Providers

Testimonials

Outstanding Service! Nancy and the Folks at Access West go above and beyond to meet your needs and make you feel welcome and important. No question too small and no situation is too big for them to handle with efficiency and ease.
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Great service! I call once and it's taken care of. I do not have to waste any time with my insurance needs. Every year they look for the best deal to save me money. To put it simple, they look after me not the insurance company.
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My agent was so knowledgeable, he reviewed our car insurance and found that we were spending $200 more than we should have. He saved us $200 a year on our policy. I just thought that was wonderful. He went out of his way to make sure that we were getting the best amount of insurance for the price. It's a good feeling to know that someone is really looking out for you.
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Wonderful staff! I love the Access West staff, they are the best. They call me every year on my renewal. Always the best rates!
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Erica, thanks a lot for all your help. You are excellent. I have made annual payments for both my policies using Allied mobile application.
- Mr. Vora
I was very pleased with how effortlessly I was able to go from opening the claim to receiving a check . Safeco personnel were professional . I didn't have to spend hours trying to get to the right person and the process moved along very easily and efficiently.
- Maria Lopez
They always go above and beyond with my health coverage. I have had a lot of issues with the new Obama Care Covered California finding a doctor for my plan and they have always been able to help me through each hurdle. Thank you Access West
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I love Access West staff they are the best. they call me every year on my renewal. always the best rates!
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