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888.905.1325

HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Access West Insurance Services, Inc. can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Access West Insurance Services, Inc. today to learn more about how an HSA can benefit you.

Our Locations

Murrieta Office

40675 California Oaks Rd Suite A
Murrieta, CA 92562
Main office: 951-696-4466
Toll free: 888-905-1325
Fax: 951-600-1649

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

San Diego Office

1991 Village Parkway #100
Encinitas, CA 92024
Main office: 760-610-8978

Office Hours:

Mon: By Appointment
Tues: By Appointment
Wed: By Appointment
Thurs: By Appointment
Fri: By Appointment
Sat: By Appointment
Sun: By Appointment

Our Providers

Testimonials

Outstanding Service! Nancy and the Folks at Access West go above and beyond to meet your needs and make you feel welcome and important. No question too small and no situation is too big for them to handle with efficiency and ease.
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Great service! I call once and it's taken care of. I do not have to waste any time with my insurance needs. Every year they look for the best deal to save me money. To put it simple, they look after me not the insurance company.
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My agent was so knowledgeable, he reviewed our car insurance and found that we were spending $200 more than we should have. He saved us $200 a year on our policy. I just thought that was wonderful. He went out of his way to make sure that we were getting the best amount of insurance for the price. It's a good feeling to know that someone is really looking out for you.
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Wonderful staff! I love the Access West staff, they are the best. They call me every year on my renewal. Always the best rates!
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Erica, thanks a lot for all your help. You are excellent. I have made annual payments for both my policies using Allied mobile application.
- Mr. Vora
I was very pleased with how effortlessly I was able to go from opening the claim to receiving a check . Safeco personnel were professional . I didn't have to spend hours trying to get to the right person and the process moved along very easily and efficiently.
- Maria Lopez
They always go above and beyond with my health coverage. I have had a lot of issues with the new Obama Care Covered California finding a doctor for my plan and they have always been able to help me through each hurdle. Thank you Access West
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I love Access West staff they are the best. they call me every year on my renewal. always the best rates!
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